5 Things to do in Down Market

Weekly Market Update

January 30, 2023, Brett Sebion, Investment Relationship Manager

Weekly Market Update: Each week we will offer a very brief market update to help keep you informed on the latest. Want the latest delivered right to your email? Click HERE to provide your email address. Week of January 23, 2023 Global stocks closed 1.90% higher for the week while.

Secure 2.0 Act Trust Point 1

SECURE 2.0 Act Paves the Way for Big Changes

January 12, 2023, Allyson Krause CRPP™, Managing Director Retirement Plan Services

The SECURE 2.0 Act of 2022 (“SECURE 2.0”) is chock-full of provisions – 92, in fact – aimed at improving Americans’ preparedness for retirement. Like SECURE Act 1.0 (passed December 2019), this latest round of legislation provides workers with greater access to retirement plans and further encourages retirement savings. This.

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Market Point Q4 2022

January 10, 2023, Yan Arsenault CFA®, CAIA, Chief Investment Officer

The full version of Market Point, our quarterly market commentary and overview of economic conditions, is now available. Click here to read the full version of Market Point to learn more. Don’t miss out on the latest financial news & insights from our team! When you sign-up for our monthly.

FTX Crypto Lessons Learned

FTX – Lessons Learned from a Lack of Due Diligence

December 29, 2022, Yan Arsenault CFA®, CAIA, Chief Investment Officer

The recent collapse of cryptocurrency exchange FTX and its trading arm affiliate, Alameda Research, highlights the importance of performing thorough due diligence prior to making an investment. In 2017, Sam Bankman-Fried founded Alameda Research, a quantitative trading firm specializing in cryptocurrencies.  He subsequently founded FTX, a cryptocurrency exchange, in 2019..

Pivot to Pause

A Pivot to Pause?

December 13, 2022, Yan Arsenault CFA®, CAIA, Chief Investment Officer

Signs of peaking inflation and the potential for central bank moderation in 2023 pushed equity markets higher in November. Market Recap Risk assets extended the October rally into November, continuing to claw back returns from lows earlier in the year. Investor sentiment swung 180 degrees as economic data showed signs.

Bear hunting

Bear Hunting

November 18, 2022, Yan Arsenault CFA®, CAIA, Chief Investment Officer

The best way to find something is to know what you’re looking for. Key Observations Equity markets broadly enjoyed a reprieve from September lows, but fixed income and China continue to struggle in the face of a hawkish Fed and investor concerns as President Xi consolidates power.  As investors seek.

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2023 Benefit Limit Increases Reflect Inflation in U.S. Economy*

November 17, 2022, Trust Point

In October of 2022, the IRS issued inflation-adjusted retirement savings limitations for 2023 through Notice 2022-55.  Those who follow these annual announcements will note some very significant year-over-year increases from the 2022 amounts, owing chiefly to inflation’s impact on the economic indicators used to make these annual adjustments.  IRA Contribution.

Year End Planning

Planning Opportunities to Consider Before Year-End: Part 1

November 16, 2022, Trust Point

Year-end is fast approaching, with the holidays just around the corner. While the market conditions may be front-and-center on the minds of many, individuals should not overlook year-end planning opportunities which may provide meaningful benefits. Harvest Losses Given the extent to which bonds and stocks have declined this year, tax.

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Charitable Donations: Three Techniques To Increase Your Tax Benefit

November 13, 2022, Brenda Stuhr, CPA, CTFA, Vice President, Wealth Management/Learning & Development

Three techniques to provide tax benefit from your charitable donations The Tax Cuts and Jobs Act (TCJA) of 2017 made major changes in tax filing, including increasing the amount of the standard deduction, removing personal exemptions, dropping income tax rates and limiting the amount of state and local income tax.

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Selling an Investment at a Loss is Not Always a Bad Thing

October 17, 2022, Brandon Hellenbrand, Portfolio Manager

Benjamin Franklin advised, “Don’t put off until tomorrow what you can do today.” This adage feels particularly applicable to the current environment which is presenting a great opportunity to defer taxes in taxable accounts by harvesting losses. Tax-loss harvesting is the process of deliberately selling investments at a loss –.

Market Point Q3 2022

October 13, 2022, Yan Arsenault CFA®, CAIA, Chief Investment Officer

The third quarter of 2022 was another difficult period for both stocks and bonds. Economic growth concerns remained prevalent in the face of very hawkish efforts from central banks determined to kill the hot inflationary backdrop. We are clearly in a more difficult phase of the business and market cycle,.