As a business owner, not only are you worried about your own retirement planning but the planning of other’s. Trust Point’s all-inclusive, in-house team can take care of those needs at the highest level of accountability.
Click HERE to fill out a brief form if you’re interested in learning more about how we can help you.
All employers know that a strong retirement package is an essential component to attracting and keeping the best employees. Trust Point’s retirement plan services are designed to help you manage your finances as it best suits your organization’s needs.
A 401(k) can be tough to manage on your own. Employees can often be confused by complicated language or math. Trust Point is here to make it easier. With a comprehensive employee education program, we can help you understand the nuances of your retirement plan.Read More
Not only do we offer comprehensive plans but also a single point-of-contact from retirement plan design and a record keeping process made simple and easy for our 401(k) Switch Kit for employers.
From 401k plans to profit-sharing to dealing with ongoing administration— including monitoring and implementing legal and legislative changes— our experienced staff focuses their attention on the details, so you don’t have to. With regular reviews of your plan’s performance, secure participant website access, and a customized education package, you and your employees can be assured that their savings are in good hands.
Trust Point has provided a full range of financial and advisory services to individuals, families, businesses, and charitable organizations for over 100 years!
Our expertise allows us to offer the utmost level of sophistication and professionalism with a customized personal experience.
We have one philosophy: if we do what is best for our clients, we are doing what is best for Trust Point. We always put your best interests first.
Any amount of money will do. The earlier you start saving, the more time your money will have to grow. Therefore it’s best to invest in your retirement fund early.
The amount of money you need for retirement will depend on your individual financial and lifestyle situation. For example, some people may want a large nest egg to travel the world once they retire; yet, others may be perfectly fine sticking to a slimmer budget. In general, you should add up expected retirement income, including social security, pensions, dividends from investments and asset allocation, etc. Subtract all expected expenses, from your mortgage to taxes to food, and everything else you need to budget for. This will give you a good idea of how much you’ll need for retirement.
A 401(k) is a retirement savings plan sponsored by an employer. It lets workers save and invest a piece of their paycheck before taxes are taken out. Taxes aren’t paid until the money is withdrawn from the account.
Although the recession caused many people to rejoin the workforce, most Americans typically retire between the ages of 62 and 68.
A retirement advisor can help calculate all of the numbers to ensure you’ll always have enough money, as well as pinpoint opportunities where you can preserve and grow your wealth.
To get started, reach out one of Trust Point’s dedicated service representatives today. Call us at 800-658-9474 or you can fill out a form on our contact page. We look forward to discussing your retirement goals!