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Trust Point knows the importance of retirement planning for individuals and organizations. That’s why we’re committed to providing you with an entirely personalized experience that best meets your goals. Let us help you improve your retirement plan so you can have confidence knowing your money is in the right place.
Trust Point is a full-service, independent financial institution serving the Midwest region with premier wealth management services. For those that are preparing to enter the later stages of life, we will help plan your retirement so you can enjoy your time without having to worry about finances. From asset allocation to estate planning to 401(k) management, our expert team is always ready to help a client better prepare for the road ahead. Since 1913, we’ve been committed to providing personalized solutions that deliver results. That is what has continued to set us apart from our competitors for more than a century.
At Trust Point we believe in empowering employees to take control of their financial success. We provide several resources that make it easy to understand the choices you can make to prepare for your future.
With these tools, and the guidance from our retirement planning team, you can feel confident in the trajectory of your financial plan. It is never too early, or to late to start planning for your retirement. Check some of the resources below to get started.
Read MoreRetirement can be a stressful phase of any person’s life. Trust Point is here to make it easier for you. To plan your future, a strong retirement plan is critical. We can help you figure out how to plan properly so you can focus less on finances and more on living your best life.
For more than a century, Trust Point has provided a full range of financial and advisory services to individuals, families, businesses, and charitable organizations.
We are uniquely positioned to offer the highest level of sophistication and professional expertise with genuine personal service.
We are guided by the fiduciary standard in which we put client’s best interests first and follow one simple philosophy, in doing what is best for our clients, we will be doing what is best for Trust Point.
Any amount of money will do. The earlier you start saving, the more time your money will have to grow. Therefore it’s best to invest in your retirement fund early.
The amount of money you need for retirement will depend on your individual financial and lifestyle situation. For example, some people may want a large nest egg to travel the world once they retire; yet, others may be perfectly fine sticking to a slimmer budget. In general, you should add up expected retirement income, including social security, pensions, dividends from investments and asset allocation, etc. Subtract all expected expenses, from your mortgage to taxes to food, and everything else you need to budget for. This will give you a good idea of how much you’ll need for retirement.
A 401(k) is a retirement savings plan sponsored by an employer. It lets workers save and invest a piece of their paycheck before taxes are taken out. Taxes aren’t paid until the money is withdrawn from the account.
Although the recession caused many people to rejoin the workforce, most Americans typically retire between the ages of 62 and 68.
A retirement advisor can help calculate all of the numbers to ensure you’ll always have enough money, as well as pinpoint opportunities where you can preserve and grow your wealth.
To get started, reach out one of Trust Point’s dedicated service representatives today. Call us at 800-658-9474 or you can fill out a form on our contact page. We look forward to discussing your retirement goals!
In order to provide excellent service to all our customers, including those with disabilities, Trust Point’s website strives to provide an accessible experience for users of all abilities. If for any reason you are having difficulty navigating our website, please call 800-658-9474 or email [email protected]
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